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Cream Cheese Banana Bread

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close up overhead shot of slices of bread taken out of a loaf on a wooden board with cinnamon sticks
This cream cheese banana bread features a moist bread loaded with banana flavor and a cream cheese center that adds to the richness of the quick bread.
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Table of Contents
  1. Cream Cheese Banana Bread Ingredients
  2. Substitutions And Additions
  3. How To Make This Cream Cheese Banana Bread Recipe
  4. How To Serve This Banana Cream Cheese Bread
  5. Storing This Banana Bread With Cream Cheese
  6. Why We Love This Recipe
  7. Frequently Asked Questions
  8. More Recipes You’ll Love
  9. JUMP TO RECIPE

This cream cheese banana bread takes classic banana bread to the next level of deliciousness. This bread is stuffed with a creamy layer of cream cheese that makes the bread extra moist and adds a little bit of tang to this delightful treat.

close up shot of slices of bread

Cream Cheese Banana Bread Ingredients

Cream Cheese Banana Bread raw ingredients that are labeled
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This banana bread is a delightful blend of classic flavors.

The cream cheese filling adds luxurious richness, while mashed bananas provide natural sweetness and moisture.

Sour cream and vanilla enhance the overall texture and aroma, and a touch of cinnamon adds a warm, comforting note.

You’ll need:

For The Cream Cheese Filling:

  • 12 ounces of cream cheese, room temperature, softened
  • ½ cup of white sugar
  • 3 tablespoons of sour cream
  • 1 egg
  • 3 tablespoons of all-purpose flour
  • 1 teaspoon of vanilla extract

For The Bread:

  • 2 medium bananas (¾ cup), mashed
  • 2 tablespoons of sour cream
  • ⅓ cup of butter, room temperature, softened
  • ¾ cup of granulated sugar
  • 1 egg
  • 2 teaspoons of vanilla extract
  • 1 cup of all-purpose flour
  • 1 teaspoon of baking soda
  • ½ teaspoon of salt
  • ½ teaspoon of cinnamon

PRO TIP:

Using very ripe bananas will give you the best results and the best flavor. It’s the perfect way to use up those overripe bananas that may have otherwise gone to waste.

Substitutions And Additions

DRIED FRUIT: Raisins, sultanas, and dried cranberries all work really well with banana bread. Larger dried fruits like apricots can work, too; just be sure to chop them up before adding them to your mixture.

CHOCOLATE: Who doesn’t love chocolate and bananas? A large sprinkle of chocolate chips makes for a tasty addition, or you could swirl chocolate spread like Nutella through the batter before baking.

SOUR CREAM: Greek yogurt is a common substitute for sour cream and will work well in this easy homemade banana bread recipe.

BANANAS: While ripe bananas are the star, you can mix things up by adding other fruits like blueberries, strawberries, or chopped nuts for added texture and flavor.

VANILLA EXTRACT: Try different extracts or flavorings such as almond, coconut, or maple for a unique twist on the traditional banana bread.

CINNAMON: Feel free to play around with spices like nutmeg, cardamom, or even a pinch of cloves to add depth and complexity to the flavor profile.

Experimenting with different spice combinations can give your banana bread a delightful twist without drastically changing the recipe.

How To Make This Cream Cheese Banana Bread Recipe

Let’s walk through the step-by-step instructions together for making this easy banana bread recipe.

STEP ONE: Preheat the oven to 350°F. Spray a 9×5-inch loaf pan with cooking spray.

Choose a cooking spray with flour in it. I like Baker’s Joy brand. Set aside.

OUR RECIPE DEVELOPER SAYS

It’s a good idea to use a lighter-colored loaf pan to prevent over-browning.

STEP TWO: Make the cream cheese mixture. In a medium-sized bowl, beat together the cream cheese, sugar, sour cream, egg, flour, and vanilla. Set aside.

cream cheese, sugar, sour cream, egg, flour and vanilla blended together in a bowl

STEP THREE: In another medium bowl, mash the bananas and combine them with the sour cream. Set aside.

STEP FOUR: In a large bowl, with an electric mixer at medium speed, cream together the butter and the sugar until it is fluffy, about one minute.

butter and sugar blended together in a bowl then a egg and vanilla blended in

STEP FIVE: Add the egg and the vanilla and beat well.

STEP SIX: In a separate bowl, whisk together the flour, baking soda, salt, and cinnamon.

STEP SEVEN: Add the dry ingredients to the creamed butter and sugar mixture, alternating with the mashed bananas, blending well after each addition. Set aside.

PRO TIP:

Always start and end with the flour mixture when mixing with an additional wet ingredient in your batter. 

flour mixture and bananas added to the creamed butter mixture

STEP EIGHT: Pour half of the batter for the bread into the bottom of the prepared loaf pan. Use a silicone spatula to spread it out evenly.

Pour the filling mixture evenly over the top of the banana batter. Scoop the remaining batter over the top, using the spatula again to spread it out.

banana batter spread into the bottom of a loaf pan

STEP NINE: Bake for 1 hour and 15 minutes or until a toothpick inserted in the center comes out clean.

Allow the bread to cool in the pan for 20 minutes before removing it to a wire rack to cool completely.

PRO TIP:

Check the loaf at 30 minutes; if browning too quickly, tent with aluminum foil for the remaining 30 to 45 minutes of cooking time. Depending on the moisture content of the bananas you use, baking times will vary slightly. 

banana batter before and after being baked in a loaf pan

How To Serve This Banana Cream Cheese Bread

This is the best homemade banana bread recipe around and would be yummy served for breakfast with a homemade pumpkin spice latte or cup of coffee.

For an afternoon snack, serve this cream cheese-filled banana bread with a decadent Wendy’s frosty or cold glass of milk.

Elevate your dessert game by serving warm slices of banana bread alongside a scoop of vanilla ice cream.

In addition to this quick banana bread recipe, our chocolate banana bread and strawberry bread are two more of our best breads to make for a snack or breakfast.

Storing This Banana Bread With Cream Cheese

Whether you want to make the bread ahead of time, store leftovers, or freeze for future cravings, we’ve got you covered!

MAKE AHEAD: If you’re planning ahead for a special occasion or just want to save time, you can prepare the cream cheese banana bread in advance.

Bake and cool the bread completely. Once cooled, wrap it tightly in plastic wrap or aluminum foil.

You can store it at room temperature for up to two days. If you need to keep it longer, refrigerate for up to a week or freeze it for an extended period.

IN THE FRIDGE: This banana bread with cream cheese filling can be stored in the refrigerator, wrapped tightly in plastic wrap, or in an airtight container.

It will last for up to four days.

IN THE FREEZER: To freeze this easy banana bread recipe, wrap the loaf tightly with plastic wrap, then place it in a large freezer bag, removing as much air as possible.

Put in the freezer for up to four months.

To thaw, simply place the wrapped loaf on the kitchen counter at room temperature for a couple of hours before slicing and serving.

close up shot of slices of bread stacked on top of each other

Why We Love This Recipe

INCREDIBLE FLAVOR: This banana bread is incredibly moist, thanks to the addition of ripe bananas and the creamy richness of the cream cheese filling. Each bite is a delightful burst of moisture and flavor.

CREAMY SURPRISE INSIDE: The cream cheese filling is like a hidden gem inside the bread, creating pockets of creamy deliciousness that add a unique twist to the classic banana bread.

CLASSIC FLAVOR: The combination of bananas, vanilla extract, and cinnamon provides a harmonious blend of sweet, fruity, and warm flavors that make this banana bread a crowd-pleaser for breakfast, snacks, or dessert.

You’ll love discovering the cream cheese layer in this moist banana bread once you take your first bite. This cream cheese banana bread comes out absolutely perfect every time and feels like a decadent dessert. Perfect for a snack or breakfast treat.

Frequently Asked Questions

Can I freeze this bread?

This great recipe will freeze well. Wrap in plastic wrap and store in a freezer bag for up to four months.

How do I store this quick bread?

This banana bread should be stored in the fridge since it has cream cheese. It will keep for about four days.

Can I mix other ingredients into the banana bread?

Adding half a cup of nuts or chocolate chips would be a delicious way to add even more flavor to this banana cream cheese bread.

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close up overhead shot of slices of bread taken out of a loaf on a wooden board with cinnamon sticks

Cream Cheese Banana Bread

5 from 3 votes
This cream cheese banana bread features a moist bread loaded with banana flavor and a cream cheese center that adds to the richness of the quick bread.
Prep Time 15 minutes
Cook Time 1 hour 15 minutes
Total Time 1 hour 30 minutes
Servings 1 loaf

Ingredients
  

Cream Cheese Filling

  • 12 ounces cream cheese, room temperature, softened
  • ½ cup white sugar
  • 3 tablespoons sour cream
  • 1 egg
  • 3 tablespoons all-purpose flour
  • 1 teaspoon vanilla extract

Bread

  • 2 medium bananas, mashed (¾ cup)
  • 2 tablespoons sour cream
  • cup butter, room temperature, softened
  • ¾ cup white sugar
  • 1 egg
  • 2 teaspoons vanilla extract
  • 1 cup all-purpose flour
  • 1 teaspoon baking soda
  • ½ teaspoon salt
  • ½ teaspoon cinnamon

Instructions
 

  • Preheat the oven to 350°F. Spray a 9×5-inch loaf pan with cooking spray (choose a cooking spray with flour in it. I like Baker’s Joy brand) and set aside.
  • Make the cream cheese mixture. In a medium-sized bowl, beat together the cream cheese, sugar, sour cream, egg, flour, and vanilla. Set aside.
  • In another medium-sized bowl, mash the bananas and combine them with the sour cream. Set aside.
  • In a large bowl with an electric mixer, cream together the butter and the sugar until it is fluffy, about 1 minute.
  • Add the egg and the vanilla and beat well.
  • In a separate bowl, whisk together the flour, baking soda, salt, and cinnamon.
  • Add the flour mixture to the creamed butter and sugar mixture, alternating with the mashed banana, blending well after each addition. Set aside.
  • Scoop half of the banana bread batter into the bottom of the prepared loaf pan. Use a silicone spatula to spread it out evenly. Pour the filling mixture evenly over the top of the batter. Scoop the remaining batter over the top, using the spatula again to spread it out.
  • Bake for 1 hour and 15 minutes or until a toothpick inserted in the center comes out clean. Check the loaf at 30 minutes; if browning too quickly, tent it with foil for the remaining 30 to 45 minutes of cook time. Allow to cool in the pan for 20 minutes before removing to a wire rack to cool completely.

Notes

  • Using very ripe bananas will give you the best results and the best flavor. It’s the perfect way to use up those overripe bananas that may have otherwise gone to waste.
  • It’s a good idea to use a lighter-colored loaf pan to prevent over-browning.
  • Always start and end with the flour mixture when mixing with an additional wet ingredient for your batters.
  • Check the loaf at 30 minutes; if browning too quickly, tent with aluminum foil for the remaining 30 to 45 minutes of cooking time. Depending on the moisture content of the bananas you use, baking times will vary slightly.

Nutrition

Calories: 3699kcal | Carbohydrates: 435g | Protein: 51g | Fat: 200g | Saturated Fat: 115g | Polyunsaturated Fat: 10g | Monounsaturated Fat: 52g | Trans Fat: 3g | Cholesterol: 895mg | Sodium: 4071mg | Potassium: 1724mg | Fiber: 11g | Sugar: 293g | Vitamin A: 7463IU | Vitamin C: 21mg | Calcium: 515mg | Iron: 11mg
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Proudly Prepared by the Spaceships Kitchen

This recipe was developed, tested, cooked and photographed by the Spaceships Kitchen. From our dinner table to yours, we hope you think it's out of this world!

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  1. Kim says

    5 stars
    Easy to make and delicious! I’ve been making banana bread for years and this, by far, is the most moist bread I’ve made. The cream cheese layer brings ordinary banana bread to the next level.

  2. Doc's Mom says

    5 stars
    I am going to try this with the very ripe bananas I have and many more ripening. I use pyrex bread pans. Does this make a difference in browning or baking time?

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