Boyish Charm

My New Adventure: Blogging Full Time #IAmProtective

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This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #IAmProtective #CollectiveBias

I am about to embark on a huge adventure: I’ve turned in my notice at my “safe” job. After a career in marketing — and working for a marketing agency for the past five years — while running Spaceships and Laser Beams, this blog will now be it for me. The official announcement was made on Monday to my co-workers. I am both excited and nervous. Thankfully, I have three months left at the agency so I have some time to adjust to the idea now that it’s official. It also gives me time to make sure my financial plan is solid and sort out details like life insurance.

My New Adventure: Blogging Full Time #IAmProtective

Ever since Mike and I first married, financial stability was important to both of us. We have been willing to make short term sacrifices to make our long term goals possible. They include paying off our house by the time Mike retires in 14 years, funding Sam’s higher education in full, being debt free and being able to travel. Some of the ways we’ve made this possible:

1. Think outside the box when it comes to earning money. A traditional 9 to 5 job isn’t always the best solution. Freelance or consulting work as I have done for the past five years can be a great source of additional income, especially when you’re trying to build your dream.

2. Live on less than you make. This seems to be a no brainer but when you adopt this as your lifestyle, it makes it easier to turn down things that might seem tempting. Mike rides his bike to work so Sam can go to a really good school — and we won’t feel overextended. We live in a house that is plenty big for the three of us but it’s far from being the biggest in our neighborhood.


3. Make your savings account a priority. Deposit into it each time you’re paid. We have a set percentage of each paycheck that gets deposited into our savings AUTOMATICALLY every two weeks. Each year, we up that amount by 10%.

4. Plan for your future with a life insurance policy. When we were younger, this seemed silly. But once Sam arrived, I wanted to make sure that we were both covered if anything should happen to either — or both — of us so that Sam would be provided for.

5. Update your budget regularly. While I take care of all the finances, we discuss big purchases together before buying. I have a list of what we really need — mostly things for our house — and we tackle it each month to see how much so that we are not shopping on a whim.

Smart Phone

An added bonus to being savvy with our money: Sam sees it. He’s growing up in a household where being wise with your money so you can do what you truly love is a way of life. Now that he’s five, he’ll soon start earning a small allowance for jobs around the house. I love that he can learn these important lessons now so that when he is grown and on his own, he can also experience financial stability and success.


While preparing for my big leap of blogging full time, I’m researching all our options to have our ducks in a row. I’m checking out the Financial Checklist for 30-Somethings from Protective Life. I love being able to research options online at my leisure.

Stephanie Keeping

Stephanie is in love with a boy named Sam. He has taught her that it’s okay to jump first and look later, to wear a dirty shirt to the park and to decide that today is a good day to take a nap in your rubber boots. She hangs out here blogging at Spaceships and Laser Beams and at our printable party shop on Etsy.